Lifted Truck Coverage Across All 50 States

We document your truck's stock value plus the cost and current value of every modification. We agree on a total insured value upfront. If the truck is a total loss, you receive that agreed amount — minus your deductible — without depreciation arguments or stock book value comparisons.

No. Standard personal auto policies almost universally exclude coverage for damage occurring off paved roads. An off-road use rider specifically extends your physical damage coverage to trail riding, crawling, and OHV use — covering the incidents that happen where you actually take your truck.

Yes. Contractors Choice Agency is licensed in all 50 states and actively writes lifted and modified vehicle programs nationwide.

Contact your carrier's claims department directly using the number on your policy documents, or call us at 844-967-5247. We respond to claim contacts within 2 hours during business hours.

Many of our carrier partners offer monthly payment plans. We'll present payment options with your quote so you can choose what works for your budget.

NPN 8608479 is the National Producer Number for Contractors Choice Agency. You can verify our license at the NIPR website.

Call or email us. Adding modifications mid-term is important — your agreed value should reflect your current build. We update your policy and reissue documentation.

Yes. We have relationships with specialty carriers who understand modified vehicles. We match your build profile to the carrier best suited to write it.

Contractors Choice Agency is located at 12220 E Riggs Road, Suite #105, Chandler, AZ 85249. We serve clients nationally by phone and email.

Monday through Friday, 8am to 5pm Mountain Standard Time. Quote requests can be submitted online at any time.

Yes. Once your policy is bound, we issue your certificate of insurance or policy documents immediately — same day in most cases.

Additional named insureds can be added to your policy. We'll need their driver's license and driving record information.

Yes. Collector, show-only, and garage queen trucks have specific programs designed for limited-use high-value vehicles. Tell us about your usage pattern when you request a quote.

Comprehensive-only policies can cover stored vehicles against non-collision perils (fire, theft, weather) at lower cost during build periods. We'll write coverage that matches your actual situation.

Like all auto insurance, your MVR affects your premium. A clean record gets better rates; prior violations or accidents increase premiums. We shop multiple carriers to find the best rate for your specific record.

Possibly, depending on your insurer. Specialty auto programs sometimes exist separately from homeowners markets. We'll check for bundling options that actually save you money rather than forcing you into a standard auto program.